Specialty Insurance

Active Shooter / Workplace Violence Insurance

According to the Occupational Health and Safety Administration (OSHA), workplace violence is the second leading cause of work-site deaths in the US.

With recent high-profile active shooter/workplace attacks, more businesses are boosting security efforts and taking added precautions to prevent acts of violence. We understand these risks and offer a comprehensive policy to help companies respond and recover from such incidents.

Insurance Coverages Available

*Legal liability coverage with indemnity to address lawsuits resulting from a covered event

*Victim coverages related to:

• Psychiatric care
• Medical care or dental care
• Rehabilitation expenses
• Death Benefit/Disability coverages
• Funeral/Burial Expenses

*Business expenses related to:

• Business income/interruption
• Public relations counsel
• Crisis Consultant expenses
• Employee counseling
• Additional/temporary security measures

*Coverage endorsement available to provide coverage for an “offsite incident”, such as a deadly weapon attack/workplace violence event that occurs while employee is traveling on company business.

All Classes Eligible

Here are some examples:

• Cities/Counties/Townships/Public
• Events/Parades/Concerts/Festivals
• Private and Public Schools/Universities
• Churches/Synagogues Counseling
• Retail Shops/Malls/Shopping Centers
• Hotels/Resorts/Condominium Associations

Product / Limits

• Primary Liability: $1MM-$25MM
• Business Income: $1MM-$25MM
• Property Dmage: $500,000
• Crisis Service: $500,000
• Counseling Expense: $500,000
• Funeral Expense: $500,000
• Global Crisis Coverage

Coverage Available Nationwide

Contact us today to discuss your options.